Privacy Policy:
Action
Mortgage has built a name brand and reputation as a company
that is committed to protecting consumers' privacy. This
notice is provided to you pursuant to the Privacy of
Consumer Financial Information Act and the Federal Trade
Commission’s implementing regulation there under, 16 CFR Part
313.
1. We
collect nonpublic personal information about you from loan
applications or other forms.
2. We
do not disclose any nonpublic personal information about our
customers or former customers to anyone, except as permitted
by law.
3. We
restrict access to nonpublic personal information about you
to those employees and mortgage companies we provide
marketing for. The mortgage companies we provide marketing
for need your nonpublic personal information provided to
make mortgage approvals and decisions and provide the loan
origination services to you. We maintain physical,
electronic, and procedural safeguards that comply with
federal regulations to guard your nonpublic personal
information.
We provide
mortgage marketing services to other mortgage companies.
Please inquire about their individual privacy policies
as we do not monitor 3rd parties' privacy policies.
We take the
privacy of our website users seriously. The purpose of this
statement is to set out the principles governing our use of
personal information we may obtain about you. By registering
as a user of the services provided by Virginia Reverse
Mortgages .org and by using the Virginia Reverse
Mortgages .org web site generally, you are indicating that
you have read this Privacy Policy and understand that your
personal information may be used as described below.
If you provide Virginia Reverse Mortgages .org with
personal information other than through the Virginia
Reverse Mortgages .org website, you will be provided with
any further explanation needed as to how it will be used.
If you have any comments or queries in connection with our
Privacy Policy, please contact us by any of the methods
below.
Telephone 1-800-331-3615
E-mail help@actionmtg.net
Mail Virginia Mortgage Solutions
(Used in VA by Action Mortgage Corp)
1120 Park Ave. Cranston, RI 02910
Links with other websites
This Privacy Policy only covers the Virginia Reverse
Mortgages .org website at we are not responsible for the
data policies or procedures or content of any linked
websites. We recommend that you check the privacy and
security policies of each website you visit.
The Information we collect
In order to provide you with a range of services we may
collect personal information from this Website, from
telephone responses, from written information sent to us and
from other communications. We may for example, keep a record
of your name, mailing address, email address, telephone
number, preferences and any other information you volunteer
to provide to us. We may supplement the information that you
provide to us with information that we receive or obtain
from other sources.
How we will use your information
When you provide information to us via this site we will
store this data and hold it on computer or in hard copy
form. We will use this data to provide you with the services
for which you have requested from us (e.g. to receive our
Free Credit Analysis via e-mail). We may give information
about you (on the understanding that such information will
be kept confidential) to partners, employees and agents
to administer any accounts, products and services provided
to you now or in the future.
Information that you provide or that is obtained by
Virginia Reverse Mortgages .org as a result of your use of
this site, will be used by us for assessment and analysis
to enable us to review, develop and improve the website and
the services we offer and to enable us to provide you with
information which we think may be relevant and of interest
to you.
Security
We endeavor to take all reasonable steps to protect your
personal information but cannot guarantee the security of
any data you disclose on-line. You accept the inherent
security risks of providing information and dealing on-line
over the Internet and will not hold us responsible for any
breach of security unless this is due to our negligence or
willful default.
Notification of Changes
We may occasionally modify our Privacy Policy; when this
happens, we will publish details on this web page. We will
not however significantly change how we use information you
have already given to us without your prior agreement.
Your rights to access personal information
You have the right to receive information about the personal
data (as defined in the Data Protection Act 1998) we
maintain on you upon written request and payment of a fee.
If you are concerned that any of the information we hold on
you is incorrect please contact us.
